C. Harper Kia Incentives

Current 2018 Kia Optima Sedan Special offers

The standard features of the Kia Optima LX include Theta II 2.4L I-4 185hp engine, 6-speed automatic transmission with overdrive, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, driver knee airbag, airbag occupancy sensor, air conditioning, 16" aluminum wheels, cruise control, ABS and driveline traction control, electronic stability.

Hide

Finance Offers

Financing Offer : 0.0% APR for 72 months on select Kia Optima models

Manufacturer Offers

  • 0.0% APR for 24 months
  • 0.0% APR for 36 months
  • 0.0% APR for 39 months
  • 0.0% APR for 42 months
  • 0.0% APR for 48 months
  • 0.0% APR for 60 months
  • 0.0% APR for 72 months

Applies to select new 2018 Kia Optima.

* Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 0.0% APR with $2,500 down payment provides for 72 monthly payments of $13.89 per $1000 financed for qualified buyers. 0.0% APR for a term of 24 months corresponds to a monthly cost of $41.67 per $1000 financed. 0.0% APR for a term of 36 months corresponds to a monthly cost of $27.78 per $1000 financed. 0.0% APR for a term of 39 months corresponds to a monthly cost of $25.64 per $1000 financed. 0.0% APR for a term of 42 months corresponds to a monthly cost of $23.81 per $1000 financed. 0.0% APR for a term of 48 months corresponds to a monthly cost of $20.83 per $1000 financed. 0.0% APR for a term of 60 months corresponds to a monthly cost of $16.67 per $1000 financed. 0.0% APR for a term of 66 months corresponds to a monthly cost of $15.15 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.
  See Trims

Financing Offer : 3.25% APR for 84 months on select Kia models

Manufacturer Offers

Applies to multiple models.

* Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 3.25% APR with $2,500 down payment provides for 84 monthly payments of $13.33 per $1000 financed for qualified buyers. The rates described are for estimation purposes only; you may not be able to finance at this rate.
  See Trims
Hide

Cash Offers

$3,500 cash back on select Kia Optima models

Manufacturer Offers

  • $3,500 cash back

Applies to select new 2018 Kia Optima.

* Disclaimer(s)
  • Cash back from Kia Motors America, Inc (KMA). Must take delivery from a participating dealer and from retail stock from 9/5/2018 - 10/31/2018. Cash back offer when you purchase a new car only and may not be combined with Special Low APR and Special Lease offers. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. See dealer for details.
  See Trims

Military Offer : $400 cash back on select Kia models

Manufacturer Offers

  • $400 cash back

Applies to multiple models.

* Disclaimer(s)
  • To be eligible for this program, Customers must be members in Active Duty, honorably discharged from, retired from, or on disability with the United States Armed Forces (including Reservists). Additionally, the spouse of those individuals is also eligible for this program. The eligible customer must be able to provide one of the following: a current Earnings Statement, a copy of honorable discharge papers or certificate, a bank statement indicating a pension or disability earnings from the United States Armed Forces or an official document indicating future pension eligibility. This includes those that have "national" status from another country and are serving in the United States military.
  See Trims
Hide

Cash and Finance Offer

Financing Offer : $2,500 cash back and 3.9% APR for 72 months on select Kia Optima models

Manufacturer Offers

  • 3.9% APR for 24 months
  • 3.9% APR for 36 months
  • 3.9% APR for 39 months
  • 3.9% APR for 42 months
  • 3.9% APR for 48 months
  • 3.9% APR for 60 months
  • 3.9% APR for 72 months
  • and
  • $2,500 cash back

Applies to select new 2018 Kia Optima.

* Disclaimer(s)
  • Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 3.9% APR with $2,500 down payment provides for 72 monthly payments of $15.6 per $1000 financed for qualified buyers. 3.9% APR for a term of 24 months corresponds to a monthly cost of $43.38 per $1000 financed. 3.9% APR for a term of 36 months corresponds to a monthly cost of $29.48 per $1000 financed. 3.9% APR for a term of 39 months corresponds to a monthly cost of $27.34 per $1000 financed. 3.9% APR for a term of 42 months corresponds to a monthly cost of $25.51 per $1000 financed. 3.9% APR for a term of 48 months corresponds to a monthly cost of $22.53 per $1000 financed. 3.9% APR for a term of 60 months corresponds to a monthly cost of $18.37 per $1000 financed. 3.9% APR for a term of 66 months corresponds to a monthly cost of $16.86 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.
  See Trims
Hide

Lease Offers

Lease: $129 per month for 24 months. $3,374 due at signing

Manufacturer Offers

  • $129 per month for 24 months
  • $3,374 cash due at signing

Applies to select new 2018 Kia Optima.

* Disclaimer(s)
  • $129 per month for 24 months, $3,374 due at lease signing (excluding tax, title, license & dealer fees) offer includes $500 Bonus Cash and must be applied to reduce the due at signing.

    Closed-end lease based on new 2018 Optima (Model 53222 LX Auto. Trans.) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,374 due at lease signing including $129 first monthly payment, $2,594.35 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $6,341. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $12,922.25. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to 2018 Optima LX (MSRP $23,495, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer. Must take delivery from retail stock by 10/31/2018. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

    *Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY. WI termination fee: The amount of the base monthly lease payment or $400, whichever is less. CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less. IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less. Not all incentive programs are compatible. Additional terms and conditions apply. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring any obligations. Cannot exceed 12000 miles per year.

  See Trims

Lease: $159 per month for 36 months. $3,151 due at signing

Manufacturer Offers

  • $159 per month for 36 months
  • $3,151 cash due at signing

Applies to select new 2018 Kia Optima.

* Disclaimer(s)
  • $159 per month for 36 months, $3,151 due at lease signing (excluding tax, title, license & dealer fees) offer includes $500 Bonus Cash and must be applied to reduce the due at signing.

    Closed-end lease based on new 2018 Optima (Model 53222 LX Auto. Trans.) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,151 due at lease signing including $159 first monthly payment, $2,341.20 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $8,716. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $11,982.45. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to 2018 Optima LX (MSRP $23,495, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer. Must take delivery from retail stock by 10/31/2018. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

    *Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY. WI termination fee: The amount of the base monthly lease payment or $400, whichever is less. CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less. IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less. Not all incentive programs are compatible. Additional terms and conditions apply. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring any obligations. Cannot exceed 12000 miles per year.

  See Trims